Corridors
A corridor is one sending country paired with one receiving country. Price, delay, credit and enforcement are set corridor by corridor, which is why a global average describes almost nobody's experience. These pages set out what is published, what is not, and what Beyond Home research will establish.
Every figure on these pages is attributed to a named public source with a reference period. Where a number has not been published, or where Beyond Home has not verified it, the page says so and asks the question instead of estimating an answer. No Capital Friction Index scores appear anywhere on this site, because none have been produced.
The friction profile on each page walks the nine dimensions of the index in prose. Terms are defined in the glossary, and the research approach is set out in the methodology.
Six corridors
Chosen for volume, for contrast in currency regime, and for the availability of a public evidence base to argue with.
UK–Ghana
One of the most developed diaspora corridors in West Africa, and one where the last mile has been solved far more convincingly than the cross-border leg.
5 open questions · 7 sources
Read the corridor pageUK–Nigeria
The largest diaspora corridor between Britain and West Africa, and the one where the gap between the official exchange rate and what a household actually receives has done most to shape behaviour.
5 open questions · 6 sources
Read the corridor pageUK–Kenya
A corridor where mobile money made domestic delivery a solved problem two decades ago, and where the interesting questions have moved upstream to credit, property and capital markets access.
5 open questions · 6 sources
Read the corridor pageUS–Nigeria
A high-volume corridor with an unusually high-earning sending population, where the constraint on investment is rarely the availability of money.
5 open questions · 6 sources
Read the corridor pageEU–Senegal
A corridor with a fixed-parity currency, deep and long-standing migration links to France, Italy and Spain, and a very different friction profile from its anglophone neighbours.
5 open questions · 7 sources
Read the corridor pageCanada–Ghana
A younger corridor built on recent skilled migration, where the sending population is still accumulating rather than deploying — and where the credit problem runs in both directions at once.
5 open questions · 7 sources
Read the corridor page
