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Conversations / No. 01

The price of sending money home

Former managing director, correspondent banking. United Kingdom. Episode in production.

  • Capital
  • Policy

Editorial outline

A conversation on the settlement chain behind a remittance: where a transfer loses its value between a European high street and a branch in West Africa, and why the true cost is rarely the headline fee.

Lines of inquiry

  1. 01

    How headline transfer fees and currency spreads divide the true cost of sending money home.

  2. 02

    What the retreat of correspondent banking has done to smaller currency corridors.

  3. 03

    Why fixed compliance cost per transaction penalises small, frequent transfers.

  4. 04

    Where mobile money has closed the last mile and where the cross-border leg remains untouched.

  5. 05

    How far corridor pricing responds to regulation rather than to market structure alone.

Key moments

Key moments are published with the episode. This episode is in production.

Transcript

Every episode will carry a full, timestamped transcript as readable text. This episode is in production, so there is nothing to transcribe yet.

Related corridors

Related glossary terms

Status

This conversation has not been recorded or published. Contributors are approached and briefed under the terms set out in the editorial charter, and no participant is identified on this site before an episode is published with their consent. The research behind these questions is described in the methodology.

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